Health Insurance Coverage

The Differences Between HMO and PPO Insurance Plans

The two most common health insurance plans — HMO (Health Maintenance Organization) and PPO (Preferred Provider Organization) — have key differences. HMO plans typically have lower premiums, lower deductibles or, in some cases, no deductibles. PPO plans generally have higher premiums and deductibles. With an HMO plan, you have a smaller ...

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