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The Federal Reserve just raised interest rates for the first time since 2023, and they hinted at 1 more rate hike possibly this year. How does that change your money? Here are 4 ways: 1️⃣ Your credit card, HELOCs, and adjustable rate loans are tied to the prime rate, and they are going to get more expensive within 1-2 cycles. If you carry a credit card balance, paying it down now is the best guaranteed return you can get. 2️⃣ your high yield savings should earn more if your bank passes the rate
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Thinking about buying your first home? Here are some common requirements you may need to be prepared for: ✅ 2 years of W-2s ✅ 2 months of bank statements ✅ Around a 580 credit score ✅ Down payment funds ✅ Approximately $4,000 in monthly income ✅ Savings for closing costs 💡 But here’s the important part: Every buyer’s situation is different, and loan requirements can vary depending on the loan program and lender. There may also be down payment assistance programs available that could help with y
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