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Let’s be honest.. India is slowly getting addicted to easy money. And when this party ends, the crash is going to hurt. Personal loans are growing at 17% a year. Most salaries? 8–10%. Prices around us? 5–7% inflation. We now owe ₹12 lakh crore in personal loans. But that’s not the scary part. Earlier, people borrowed for hospitals or education. Today, 35% of loans are for trips, weddings, phones, upgrades. Not because we need them — because we don’t want to feel “left out”. Taking a personal loa
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