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Credit isn’t good or bad. The outcome depends on how you use it. Some people use credit to buy liabilities that lose value the second they swipe the card. Others use it to acquire assets like real estate, businesses, or investments that can generate income and build long-term wealth. That’s the real difference between consumers and builders. One uses credit for temporary satisfaction, the other uses it as leverage to create opportunities. Credit can either trap you in debt or help you build free
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