2 days ago · Check out the best CD rates across term lengths below. Scroll down to explore the best banks for multiple CDs and to learn more about certificates. APYs shown are current as …

2 days ago · Our list features banks and credit unions that NerdWallet has reviewed with nationally available one-year CD rates. Regular CD rates were considered, not promotional or …

What is a high-yield CD? A high-yield CD is a certificate of deposit with one of the highest interest rates available across financial institutions.

Current high-yield CD rates have dropped to or below the 4% range after the Fed cut its rates in September, October and December 2025. Skip down to see current CD rates.

Jan 15, 2025 · Jumbo CDs require a big sum upfront, such as $100,000, for rates that may be slightly better than regular CD rates. Check our list of the best.

Dec 23, 2025 · The best high-interest deposit accounts offer some of the highest interest rates you can find. See our picks for high-yield checking accounts, savings accounts and CDs.

Many high-yield CDs have rates that are higher than the best savings account yields. You can find top options by searching the best CD rates and comparing them to the best savings rates.

Credit unions tend to have better rates than banks, on average. Check out some of the best credit union CD rates.

Jan 14, 2025 · The high-yield savings account earns an annual percentage yield of 4.35% for balances of $0.01 and up. There are no monthly fees or minimum balance requirements to …

Dec 17, 2025 · When selecting the best high-yield savings accounts, NerdWallet uses multiple data points. They include monthly fees, minimum balance requirements, APY, mobile app …