When Americans start financing their weekly groceries the same way they might finance a new phone or a plane ticket, ...

The more debt that buy now, pay later borrowers accumulate, the likelier it is that they’ll resort to personal loans for debt ...

Many consumers have been using buy now, pay later payment options like Affirm, PayPal Credit or Klarna – surveys put usage at ...

Buy Now, Pay Later' apps can get you out of a jam when you need money quickly. But using them regularly for small purchases could create problems.

U.S. consumers aren’t shifting away from spending, but they are strategically approaching how to afford purchases, according ...

IBS Intelligence (IBSi) is the world’s only pure-play Financial Technology focused research, advisory, and fintech news ...

Buy now, pay later (BNPL) is popping up everywhere. An April 2025 LendingTree survey found that around half of Americans have used BNPL, and around 1 in 3 have used it more than once. Buyers aren’t ...

Synchrony is the biggest issuer of private-label credit cards in the U.S. But its partnership with Amazon may turn some heads in the credit card space because it signifies how important it can be for ...

Businesses with any involvement in BNPL, whether offering it, partnering with providers, or advising on compliance, should ...

Instead, it appears they’re opting for BNPL, which mirrors the concept of a credit card. Currently, Gen Z is racking up the most in late fees, with an average of $483 during their tenure using BNPL.

IBS Intelligence (IBSi) is the world’s only pure-play Financial Technology focused research, advisory, and fintech news analysis firm, with a 30-year track record and clients globally. We take pride ...

The BNPL boom was partially predicated on a short-term booster shot, it appears. To wit, here’s Upstart’s CFO from the same call: ...