The Fair Credit Reporting Act is a federal law that restricts who can access your credit report. It gives you the right to obtain your credit score and credit report. The Fair Credit Reporting Act ...

When it comes to borrowing money, two of the most common options are personal loans and credit cards. Both offer access to funds that can help cover major expenses, consolidate debt, or manage ...

If you have a personal loan, you may wonder whether you can pay it off early, and if doing so means you will pay less interest. The answer to both of those questions is yes. However, that doesn’t ...

What Is a Credit Card Processing Fee? There are two components that make up the merchant’s cost of credit card processing. The first is the percentage of the transaction each time a credit card ...

It's fast and free, and it won't affect your credit.* The Small Business Administration (SBA) says that small businesses borrow mainly for four reasons: to start a business, to purchase inventory, to ...

Unexpected financial challenges can strike at any time, leaving individuals searching for fast and flexible solutions. Hardship loans are designed to provide temporary relief during difficult periods ...

When the borrower of a personal loan dies, the borrower’s estate or a surviving spouse may have to repay the loan, but what happens to personal loans when the lender dies? The borrower will likely ...

Subprime personal loans can help you obtain financial help if you’re being denied access to traditional loan products. However, because they’re usually tailored to low credit borrowers, the drawback ...

Many credit cards offer valuable cash back rewards for spending. For instance, there are now several credit cards that feature 2% cash back on all purchases with no limits. Other cash back credit ...

This will NOT affect your credit score.* We keep your data safe and will not share your information without your approval.