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Finder.com reports that BNPL can be cheaper short-term than credit cards, but credit cards offer more consumer protections and rewards.
Synchrony is the biggest issuer of private-label credit cards in the U.S. But its partnership with Amazon may turn some heads in the credit card space because it signifies how important it can be for ...
Many consumers have been using buy now, pay later payment options like Affirm, PayPal Credit or Klarna – surveys put usage at ...
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Buy Now, Pay Later' apps can get you out of a jam when you need money quickly. But using them regularly for small purchases could create problems.
The more debt that buy now, pay later borrowers accumulate, the likelier it is that they’ll resort to personal loans for debt ...
IBS Intelligence (IBSi) is the world’s only pure-play Financial Technology focused research, advisory, and fintech news analysis firm, with a 30-year track record and clients globally. We take pride ...
When Americans start financing their weekly groceries the same way they might finance a new phone or a plane ticket, ...
U.S. consumers aren’t shifting away from spending, but they are strategically approaching how to afford purchases, according ...
The Consumer Financial Protection Bureau late last year opened an inquiry into buy now/pay later programs, which sent the shares of Affirm and other fintechs tumbling. This move toward responsible ...
BNPL took off during the coronavirus pandemic, which impacted consumers in myriad ways. And that's a crucial lens to apply when looking at BNPL performance data, McCreary said.
The BNPL boom was partially predicated on a short-term booster shot, it appears. To wit, here’s Upstart’s CFO from the same call: ...