TDFs may be ‘set it and forget it’ investment vehicles, but they continue to evolve to meet plan sponsor needs of low-cost options and further customization.

In Practice June 10, 2025 Could Managed Accounts Replace TDFs as Plan QDIAs? Despite target-date funds’ ubiquity, there are selected use cases for managed accounts as qualified default investment ...

Target date funds promise a hands-off approach to retirement investing, but their performance and risk management raise concerns. Understand the pros and cons of TDFs.

"They [TDFs] can do a decent job at matching your age and time horizon to roughly how much risk you should have in a portfolio.

This is evident in research conducted by investment management company Vanguard in its comprehensive How America Saves 2024 report, which explores hundreds of retireme ...

By David Marra Since their creation in the mid-1990s, target date funds (TDFs) have become a retirement investing staple. These gained popularity in 2006 after the passage of the Pension ...

Target-date funds are poised to capture about two-thirds of all 401(k) contributions by 2027. While they benefit many investors, others may see drawbacks.

Flexible TDFs Thousands of advisors to smaller 401 (k) plans have banded together to form the Retirement Plan Advisory Group (RPAG). RPAG has attracted $40 billion in flexible TDFs in the past 4 ...

Target-date funds (TDFs) are diversified investment portfolios that automatically change their asset allocation to become more conservative as you get closer to retirement. The idea is to focus ...

TDFs can and should be safer. The concentration of TDFs in US stocks and bonds is a bet that has generally paid off, but a stress test reveals the exposure.