According to Experian data, the average credit score for Americans in 2023 was 715, and 71.3% had a good credit score. With inflation bringing up the prices of everyday expenses for the last few years ...

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I've seen folks raise their scores by 50+ points in just a few months, without doing anything fancy. They just learned which factors affected their score most, and focused on improving those areas.

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...