Life insurance provides many American families with an important financial safety net. The life insurance industry is large, and while it may seem stodgy, it is ever-evolving. We looked at statistics ...

Knowing how life insurers set rates helps you find the best deal.

Find out how life insurance rates are determined and how to compare rates and shop around for a better deal ...

Taking key steps ahead of time can help you present the best case during the exam and qualify for better rates ...

Life insurance offers a combination of benefits when you pass away and while you're still alive. These benefits can have long-lasting impacts for your family, too.

As the rising cost of living places financial pressure on families, many are looking for ways to relieve some of that burden, including by purchasing life insurance. Experts generally agree that ...

Your life insurance needs may change when you reach your retirement years. It's important to reflect and determine if you still need your life insurance plans.

In its most basic form, life insurance is a contract between the policyholder and an insurance company that provides a cash payout to a named beneficiary if the policyholder dies under covered ...

MassMutual’s flexible payment options are best for those interested in paying off policies early. New York Life is known for fast applications while Penn Mutual has lots of rider options to customize ...

If you're in the U.S. Armed Forces, you're offered life insurance from the Department of Veterans Affairs. But that coverage expires when you leave active duty and, in many cases, service members need ...

When beneficiaries receive a payout from a life insurance policy, they typically don't have to pay taxes. However, there are a few situations where a portion of the life insurance benefit is taxable ...