Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

While anything can happen, experts largely expect that CD rates will fall in early 2026. For one, the Federal Reserve has ...

Inflation began to cool at the start of 2025, but that downward progress may have been short-lived. Over the last two months, there has been an uptick in the inflation rate. The latest Consumer Price ...

Fixed-Rate and Variable-Rate Certificates of Deposit (CDs) stand out as two widely sought-after forms of time deposit provided by banks, each presenting distinct advantages to investors. A Fixed-Rate ...

When people hear “CD”, many think of a compact disc from the 1980s. In banking, however, a CD is a Certificate of Deposit. With interest rates declining, understanding how CDs ...

CD rates look tempting right now. Plenty of banks are still offering 1-year CDs with APYs around 4.00%. For a lot of people, that's a solid, safe way to put cash to work. But I'm skipping CDs this ...

CDs promise guaranteed returns but carry downsides, experts said. After a high-flying performance last year, the stock market has dropped at the outset of 2024. The turnabout has sent some investors ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...

Over the past few years, CD rates have been pretty enticing. Locking in a 4.00%+ APY sounds like a great way to grow your savings, especially with widely expected rate cuts coming soon. Looking for a ...

If your CD term is almost up, missing your bank's deadline could really cost you—with a lower APY and a new term commitment ...