The optimal alternative financing method depends on your business model, cash flow patterns and growth strategy.

A factor rate is a method of calculating business borrowing costs. Calculate your repayment cost by multiplying the factor rate by your loan amount. Factor rates can result in higher total costs than ...

Average business loan rates start at 6.99% APR but those that meet certain business criteria and personal credit requirements might qualify for lower rates Written By Written by Staff Senior Editor, ...

With recourse factoring, you're responsible for the debt if your customers don’t pay. With non-recourse factoring, the factoring company accepts the loss for nonpayment. Many, or all, of the products ...