Reserve Bank of India ECL guidelines may lead to higher provisioning and impact bank profitability, with PSU and mid-tier lenders more exposed.
RBI finalises asset classification and provisioning norms under ECL framework, effective April 2027, while retaining existing NPA rules for banks.
The rules, which were first proposed in draft form in October last year, will come into force from April 1, 2027, despite banks urging the regulator to delay implementation.
ECL resumes tonight with the loser's bracket final, IG.Z take on MiTH.Trust for a spot in the grand finals against IG.Y, who hold a one game advantage from the winner's bracket. The loser of this tie ...
RBI introduces expected credit loss framework for banks, to be implemented from April 2027, replacing incurred loss norms and ...