Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.

Achieving a perfect 850 credit score takes decades. But you can copy the same habits and still get top loan rates and credit cards.

More Americans are behind on payments, and in July, the average credit score fell. Delinquencies are increasing on mortgages and auto loans, and these balances are also growing due to inflation. Even ...

The average U.S. credit score slipped nationwide, largely due to the resumption of federal student loan delinquency reporting on U.S. consumers’ credit reports, according to FICO. The scoring agency ...

A woman walking into a house for sale - The Good Brigade/Getty Images When reading tips for first-time home buyers, it's fun to dream about things like modern kitchen designs and hardwood floors. (You ...

Drivers with good credit pay about 43% less for car insurance compared to people with poor credit. Stronger credit can help you qualify for lower security deposits and better rental terms. Premium ...

FICO’s inaugural Credit Insights report shows U.S. credit scores dipping as inflation and student loan payments weigh on consumers. Gen Z faces the steepest declines, with student loan debt driving ...

How well — or how poorly — Americans are managing their Buy Now, Pay Later loans soon could be reflected in their credit scores.FICO plans to launch a suite of credit scores later this year that ...

Consumer delinquencies are close to pre-pandemic levels, and that's caused banks to lend out less money, according to the VantageScore CreditGauge September 2025 report. Consumer credit and mortgage ...

As an avid car enthusiast, Joe enjoys time on the track, going to car meets, or simply taking a long drive in the Colorado mountains. Joe has always had a love for writing and cars, so he decided to ...

Discover why your U.S. credit score might not influence financial decisions abroad. Learn what you can do to establish good ...