When it comes to credit utilization, the closer you are to zero, the better it is for your credit score. Dvorkin notes that a ...

If you are thinking about your credit score during a transition, consider how affected accounts will show up on your credit ...

“I’m wondering whether this could cause a ripple effect in which other banks might do the same with my lesser-used credit ...

Your credit limit can be slashed without warning, even if you've never missed a payment. Here's why it happens and how to protect your credit score.

Whether you're a newcomer to credit or an experienced user looking to optimize your travel rewards, these rules clarify ...

Closing a credit card with a high limit can drop your credit score. Here's how it affects your credit utilization, history, ...

Financial expert shares simple steps to improve your credit score, from managing credit card balances to negotiating with ...

Regardless of what happens to the proposed credit card interest rate cap, a better credit score gets you access to better rates.

If you miss the due date by a day or two but clear the amount within the bank’s grace period, your CIBIL score may not take a ...

Paul Soucy has led the Credit Cards content team at NerdWallet since 2015 and the Travel Rewards team since 2023; he is also director of content for Consumer Credit verticals. He was an editor with ...