Understanding how smoking affects policies and which insurers offer competitive rates can help you secure affordable coverage. Life insurance provides essential financial protection for your loved ...

Smokers pay at least triple for life insurance compared to nonsmokers, even if you are in good health. Life insurance companies check for nicotine use in several ways, including urine and blood tests ...

If you’re a smoker you’re probably well aware of the impact it can have on your health. Smoking is the primary cause of preventable illness and premature death in England, for example, accounting for ...