Bank statement loans are expanding mortgage options for self-employed buyers and homeowners, offering flexible income qualification as interest rates move closer to 2025 lows.

For these borrowers, the program evaluates actual cash flow rather than tax-restricted paperwork—offering a smarter route to approval. Tax returns often understate self-employed income because of ...

With the rise of the gig economy, more people are opting for self-employment and starting businesses instead of working a traditional nine-to-five. And while this is a great way to build a flexible ...

Bank statement loans are a type of non-qualified (non-QM) mortgage, which may make it easier for self-employed borrowers to buy a home. Lenders can use previous bank statements to vet potential ...

A business bank statement tracks transactions, balances, and cash flow. Learn key components and tips for better financial management. A business bank statement is an official financial document ...